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Medical Insurance

Each international student in our district is provided with medical insurance for the duration of their stay in our program.  Although each student will be covered while in Canada, the type of insurance they receive will vary depending on how long they study in Richmond.  

Students will either have insurance through StudyInsured or a combination of the BC government’s public health plan (Medical Services Plan/MSP) and StudyInsured

Insurance Schedule

Students in BC for 0 to 6 months Students in BC for 6 months or longer
  • Students will be covered by StudyInsured for the duration of their stay.
  • Students will be covered by StudyInsured for the first 3 months of their stay. 
  • After 3 monthsstudents will be covered by MSP and will receive additional top-up insurance through StudyInsured


Medical Services Plan

To learn more about the Medical Services Plan, visit the MSP website



StudyInsuredTM Assistance is a 24-hour emergency assistance hotline by StudyInsured.  It offers multiple languages to accommodate international students who are English Language Learners (ELL). Their 24-hour medical service must be contacted within 48 hours of an emergency or reimbursement may be limited.  

Students are also encouraged to contact StudyInsuredTM Assistance prior to visiting a clinic in Richmond as some will be able to provide an expedited claim process.  Remember: 911 is still the first number to call in life-threatening situations.

StudyInsuredTM Virtual Health

Students can access a doctor from home through Virtual Health, an online service connecting students to physicans at any time.  Call StudyInsured Assistance™ at 1.866.883.9787 to request the virtual health service.
Students can also contact Healthlink BC (the BC Nurses Helpline) at 811 for 24/7 free assistance in multiple languages. 

Submitting a Claim

To learn more about studyinsured or to submit a claim, please visit the Richmond studyinsured website: Remember, some services (MRI/CT scans, hospitalizations, surgery) require someone to call StudyInsuredTM Assistance within 48-hour for full payment (otherwise payment is at 80%)