Medical Insurance

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Each international student in our district is provided with medical insurance for the duration of their stay in our program. Although each student will always be covered while in Canada, the type of insurance they receive will vary depending on how long they study in Richmond.

Students will have insurance through StudyInsured or a combination of the BC government’s public health plan (Medical Services Plan/MSP) and StudyInsured.

Insurance Schedule
Students in BC for 0 – 6 monthsStudents in BC for 6 months or longer
• Students will be covered by StudyInsured for the duration of their stay.• Students will be covered by StudyInsured for the first 3 months of their stay.

• After 3 months, students will be covered by the BC Medical Services Plan (MSP) and will receive additional top-up insurance through StudyInsured
Medical Services Plan (MSP)

Students in British Columbia for more than 6 months will be registered into MSP, the provincial medical insurance program. This insurance will allow students to seek services from medical professionals without having to pay fees up front in most cases.

To learn more about the Medical Services Plan, visit the MSP Website    


StudyInsured is a private insurance provider designed to meet the particular needs of international students. The policy provides extensive coverage and services in multiple languages.

Get more information on coverage through the StudyInsuredTM site

Need help? StudyInsured™️ Assistance

Students should always have the following numbers available:

  • 911 – for all emergencies. This will link students to ambulance, fire and/or police.
  • 811 – Nurses hotline for non-emergency situations. Students can speak with a nurse in a number of languages who can assess their needs.
  • StudyInsuredTM Assistance is a 24-hour emergency assistance hotline operated by StudyInsured. Help is offered in multiple languages to accommodate international students. Their 24-hour medical service must be contacted within 48 hours of an emergency or reimbursement may be limited.

StudyInsured Assistance Line

Students are also encouraged to contact StudyInsured™️ Assistance prior to visiting a clinic in Richmond. Remember: 911 is still the first number to call in life-threatening situations.

Submitting a claim for  StudyInsured™️

To learn more about StudyInsured or to submit a claim, please visit the Richmond StudyInsured website. 

Remember, some services (MRI/CT scans, hospitalizations, surgery) require someone to call StudyInsuredTM Assistance within 48-hours or students may not be fully reimbursed for expenses.